H.I.L. Financial -Commercial financing made simple.

Start or Grow your business Today with H.I.L. Financial!

Our Financing Options
_{Start-Up Programs:
‍}_{We know starting a business can be challenging, and financing shouldn’t add to the stress. That’s why our start-up programs include:}_{Loan Amounts:}_{$25,000 to $250,000.}_{Requirements:}_{Decent credit (around 650+) and strong bank statements.}_{Application-Only Processing:}_{Higher amounts may require advanced payments or down payments .}_{Tax Returns:}_{Typically avoided unless they’ll strengthen the deal.}_Rates:_{Start-up program rates average}_{11% to 13%}_{, offering competitive options for slightly challenged credit profiles. Larger down payments can help customers with greater credit challenges secure funding .
‍}_{Top Commercial Programs}_{for established businesses, our top commercial programs offer some of the most competitive rates in the industry:}_{Rates as Low as 6.5%}_{for used equipment .}_{No Age Restrictions}_{on equipment, giving you maximum flexibility.}

What we are best at

$0 DOWN FOR WELL QUALIFIED BUYERS. THE BEST RATES ON USED EQUIPMENT.

26FT NON-CDL BOX TRUCKS

Secure financing for your 26ft non-CDL box trucks with our competitive rates and flexible loan terms. Ideal for businesses that require reliable transportation without the need for a commercial driver’s license, our non-CDL box truck financing options make it easy to expand your fleet. Apply today and get approved quickly for the equipment you need to keep your business moving.

Daycabs

We offer competitive financing rates for daycab trucks, helping you expand your fleet with high-quality commercial vehicles. Whether you're looking to finance new or used daycabs, our flexible loan options and favorable terms ensure you get the best deal. Daycab truck financing has never been easier—apply now for quick approval and get on the road faster with the right equipment.

Class 8 Sleepers

Get the best financing rates for Class 8 sleeper trucks with our flexible financing options. Whether you’re purchasing new or used, we offer affordable terms and competitive rates on sleeper trucks to help you grow your business. With quick approvals and tailored loan options, financing your Class 8 sleeper has never been easier.

Dental Equipment

Get the financing you need for dental equipment, from chairs and x-ray machines to sterilizers and handpieces. Our competitive rates and flexible loan terms make it easy for dental professionals to invest in the latest technology. Whether you’re starting a new practice or upgrading your existing equipment, our dental equipment financing solutions ensure you can provide the best care to your patients without the financial burden

Yellow-iron

We offer competitive financing rates for yellow iron equipment, including excavators, bulldozers, loaders, and more. With flexible financing terms, our heavy machinery financing solutions make it easier for your business to invest in the essential equipment needed to keep your construction projects on track. Get the best rates on heavy equipment loans and start growing your fleet today.

Spas and Salons

We provide exceptional financing rates for spa and nail salon equipment, including massage chairs, pedicure stations, and manicure tools. Whether you're upgrading your spa services or expanding your nail salon, our flexible financing options and competitive rates make it easier to invest in the best equipment. Apply today for salon equipment financing with favorable terms.